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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Banks also often have a wide range of loan products to choose from, so the payday borrower can find a loan that meets their specific needs. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday APR on a credit card cash advance is typically around 25% or higher.

  Finally, banks may not be able to offer the me same level of personalized customer service as some alternative lenders, such as online lenders or credit unions. There are several advantages of a credit card cash advance over a payday loan.