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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Additionally, credit card cash advances are typically more flexible than payday loans. However, it is important for borrowers to carefully consider the payday loans near me in burghill ohio oh terms of their installment loan before agreeing to take it out. You can often receive an approval decision within a few minutes of submitting your application, and the oh funds can be deposited into your account within a few hours or days, depending on the lender.

  Additionally, cash advances on credit cards do not have a grace period, which means that interest begins accruing on the ohio borrowed amount as soon as it is withdrawn. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the ohio APR on a credit card cash advance is typically around 25% or higher.

  For example, many online lenders do not require a minimum credit score or collateral. Overall, while both credit card cash advances and payday loans can provide access to cash in a pinch, credit card cash advances offer several advantages over payday loans, including lower cost, easier qualification, and greater flexibility.