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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  However, it is important for borrowers to carefully consider the payday loans near me in canby oregon or terms of their installment loan before agreeing to take it out. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the oregon APR on a credit card cash advance is typically around 25% or higher.

  As the payday borrower makes payments on the loan, the credit limit becomes available again, allowing the borrower to borrow more money if needed. This can make cash advances on credit cards a very expensive way to borrow money. To avoid these pitfalls, it is important for borrowers to carefully manage their credit line and only borrow what they can afford to pay back.

  That makes it easier for people who might have trouble getting approved for other types of loans. Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the payday possibility of legal action.