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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. The personalized customer service and support offered by banks can also make the payday loans near me in caribou maine me process of obtaining a loan a positive and seamless experience.

  One of the near main advantages is the lower cost. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the loans APR on a credit card cash advance is typically around 25% or higher. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score.

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