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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  If the coleman borrower consistently maxes out their credit limit and carries a high balance from month to month, they may end up paying more in interest and fees over time. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the near interest rates on payday loans.