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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  One of the loans main advantages of obtaining a loan from a bank is the potential for a competitive interest rate. This limit is typically a portion of the in cardholder's overall credit limit and is set by the credit card issuer. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank.