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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  For example, many online lenders do not require a minimum credit score or collateral. One of the combined main advantages of a cash advance on a credit card is that it provides access to cash in a pinch, even if the cardholder does not have enough money in their checking or savings account. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.

  And once you are approved, the near money can be transferred into your bank account in just a few hours or days. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the in APR on a credit card cash advance is typically around 25% or higher. Obtaining a loan from a bank can be a fantastic option for individuals or businesses in need of financial support.