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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. This can give borrowers peace of mind and confidence in their financial decisions. They are also usually safer and less expensive than doorstep loans.

  Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday loans near me in cowarts alabama al APR on a credit card cash advance is typically around 25% or higher. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates.

  This means that if the near borrower defaults on the loan, the lender can seize the collateral to recoup their losses. Online loans are also very flexible when it comes to who can apply.

  One of the cowarts main drawbacks of doorstep loans is the high cost. Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort.