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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Credit card issuers typically have less stringent eligibility requirements than payday lenders, and the payday borrower's credit score is not typically a factor in their approval. This is especially convenient for those who have busy schedules or live in rural areas where access to traditional lending institutions may be limited. Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks.