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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the near APR on a credit card cash advance is typically around 25% or higher. This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan. On the near other hand, doorstep lenders are people who come right to your house to offer loans.

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