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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This can be especially useful in an emergency situation, such as a car breakdown or medical expense. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account.

  Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan. One of the il main features of a revolving credit line is that the borrower only pays interest on the amount of money that they actually borrow.