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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Credit card issuers typically have less stringent eligibility requirements than payday lenders, and the virginia borrower's credit score is not typically a factor in their approval. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets. For example, many online lenders do not require a minimum credit score or collateral.

  After you apply, you'll usually find out if you're approved within a few minutes. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account.