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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Additionally, credit card cash advances are typically more flexible than payday loans. This can result in the payday cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly. One of the near main benefits is the potential for a lower interest rate, which can result in lower monthly payments and save the borrower money over the life of the loan.