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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Instead, the near lender relies on the borrower's creditworthiness and financial history to determine their credit limit. Additionally, credit card cash advances are typically more flexible than payday loans. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay.