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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday APR on a credit card cash advance is typically around 25% or higher.

  For example, many online lenders do not require a minimum credit score or collateral. Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. One of the pennsylvania main benefits is the potential for a lower interest rate, which can result in lower monthly payments and save the borrower money over the life of the loan.