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  This means that the payday loans near me in girard illinois il borrower will pay less in interest over the payday loans near me in girard illinois il life of the loan with a credit card cash advance. Overall, while both credit card cash advances and payday loans can provide access to cash in a pinch, credit card cash advances offer several advantages over payday loans, including lower cost, easier qualification, and greater flexibility. A secured revolving credit line is one that is secured by collateral, such as a car or a house.

  Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. This means that the in borrower will pay less in interest over the life of the loan with a credit card cash advance.

  Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the near interest rates on payday loans. There are two main types of revolving credit lines: secured and unsecured.