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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks. The borrower can borrow as much or as little as they need, up to their credit limit, and can repay the loans loan at their own pace. Credit card issuers typically have less stringent eligibility requirements than payday lenders, and the loans borrower's credit score is not typically a factor in their approval.