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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This can make cash advances on credit cards a very expensive way to borrow money. There are several advantages of a credit card cash advance over a payday loan. That makes it easier for people who might have trouble getting approved for other types of loans.

  Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. They will then be able to withdraw a certain amount of cash, up to their cash advance limit. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan.