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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan. As long as the loans borrower makes their payments on time and in full, they can demonstrate their ability to manage debt responsibly, which can have a positive impact on their credit score. Online loans also tend to have faster turnaround times than traditional loans.

  To get a loan from a bank, the hallowell borrower must first apply for the loan and provide the bank with information about their financial situation and credit history. Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).

  To get a cash advance on a credit card, the in cardholder will need to provide their credit card and a valid identification, such as a driver's license or passport. But with an online loan, you might not need a perfect credit score or collateral to be approved.