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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan. This means that if the payday borrower defaults on the loan, the lender can seize the collateral to recoup their losses.

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