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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  These loans offer a convenient and flexible alternative to traditional loans from banks or credit unions. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday loans near me in keslers cross lanes west virginia wv APR on a credit card cash advance is typically around 25% or higher.

  If the payday borrower consistently maxes out their credit limit and carries a high balance from month to month, they may end up paying more in interest and fees over time. Additionally, banks are typically regulated by government agencies, which can provide additional protections for the west borrower.

  Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Instead, the me lender relies on the borrower's creditworthiness and financial history to determine their credit limit.