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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the loans possibility of legal action. Cardholders should also be aware that using a cash advance on a credit card can be a sign of financial distress, which can impact their credit score and their ability to borrow money in the id future. Additionally, banks are typically regulated by government agencies, which can provide additional protections for the loans borrower.