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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets. Payday lenders, on the push other hand, often require the borrower to have a certain credit score and may also require proof of income and employment.

  To avoid these pitfalls, it is important for borrowers to carefully manage their credit line and only borrow what they can afford to pay back. This can make a revolving credit line a more cost-effective option than a traditional loan, where the loans borrower pays interest on the entire loan amount regardless of whether they use all of the money.

  The process of obtaining a loan from a bank starts with the washington borrower submitting an application and providing the bank with information about their financial situation and credit history. For example, many online lenders do not require a minimum credit score or collateral. In addition to a wide range of loan options, banks are also typically regulated by government agencies, providing an extra layer of protection for the la borrower.