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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Credit card cash advances do not have a fixed repayment schedule, which means that the me borrower can pay off the loan at their own pace. Payday lenders, on the ca other hand, often require the borrower to have a certain credit score and may also require proof of income and employment.

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  This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the payday borrower has. An unsecured revolving credit line, on the me other hand, is not secured by collateral.