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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. Payday lenders, on the in other hand, often require the borrower to have a certain credit score and may also require proof of income and employment. One of the near main advantages of obtaining a loan from a bank is the potential for a competitive interest rate.

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  Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans.