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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Borrowers should make sure they understand the in interest rate, fees, and repayment schedule, and ensure that they can afford the monthly payments.

  Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. That makes it easier for people who might have trouble getting approved for other types of loans.

  This means that the lundale borrower will pay less in interest over the life of the loan with a credit card cash advance. However, it is important for borrowers to be mindful of their spending when using a revolving credit line.