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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you.

  If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay.

  Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the payday loans near me in maggie valley north carolina nc possibility of legal action. Finally, banks may not be able to offer the loans same level of personalized customer service as some alternative lenders, such as online lenders or credit unions.