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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  There are several advantages of a credit card cash advance over a payday loan. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets.

  The borrower is given a credit limit, which is the payday loans near me in marengo iowa ia maximum amount of money that they are allowed to borrow. However, it is important for borrowers to be mindful of their spending when using a revolving credit line.

  Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the ia APR on a credit card cash advance is typically around 25% or higher. This can result in the payday cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan.