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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  And if you live in a rural area, it can be hard to find a traditional lending place nearby. Banks strive to understand the near unique needs of their customers and work with them to find the best loan solution. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets.

  The personalized customer service and support offered by banks can also make the kee process of obtaining a loan a positive and seamless experience. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the near APR on a credit card cash advance is typically around 25% or higher. Cardholders should also be aware that using a cash advance on a credit card can be a sign of financial distress, which can impact their credit score and their ability to borrow money in the in future.

  There are several advantages to getting a loan from a bank. A revolving credit line, also known as a line of credit or a credit limit, is a type of loan that allows the kentucky borrower to access a predetermined amount of money as needed.