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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  The bank will then review this information to determine whether the payday borrower is eligible for the loan and, if so, how much they can borrow and at what interest rate. In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes. Additionally, banks are typically regulated by government agencies, which can provide additional protections for the loans borrower.

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