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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).

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  There are two main types of revolving credit lines: secured and unsecured. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan.