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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This is especially convenient for those who have busy schedules or live in rural areas where access to traditional lending institutions may be limited. This can be especially useful for those who may not have the me funds to repay a payday loan in a single lump sum. Credit card issuers typically have less stringent eligibility requirements than payday lenders, and the loans borrower's credit score is not typically a factor in their approval.

  Additionally, credit card cash advances are typically more flexible than payday loans. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the louisiana interest rates on payday loans.

  Instead, the morrow lender relies on the borrower's creditworthiness and financial history to determine their credit limit. Additionally, banks are typically regulated by government agencies, which can provide additional protections for the la borrower.