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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  But with an online loan, you might not need a perfect credit score or collateral to be approved. For example, many online lenders do not require a minimum credit score or collateral. Instead, the near lender relies on the borrower's creditworthiness and financial history to determine their credit limit.

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