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  Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. However, there are also some potential drawbacks to getting a loan from a bank.

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  One of the near main features of a revolving credit line is that the borrower only pays interest on the amount of money that they actually borrow. And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you.