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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  The borrower is given a credit limit, which is the loans maximum amount of money that they are allowed to borrow. To get a loan from a bank, the payday borrower must first apply for the loan and provide the bank with information about their financial situation and credit history.