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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies. One of the in main advantages of obtaining a loan from a bank is the potential for a competitive interest rate. There are several advantages of a credit card cash advance over a payday loan.

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  A secured revolving credit line is one that is secured by collateral, such as a car or a house. For example, many online lenders do not require a minimum credit score or collateral.