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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan. These might seem like a good idea because they come to you, but they can actually be risky. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).

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