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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay.

  For example, if the in borrower has a credit limit of $10,000 but only borrows $1,000, they will only pay interest on the $1,000 that they borrowed. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the in APR on a credit card cash advance is typically around 25% or higher. A lower interest rate can result in lower monthly payments and ultimately save the ohio borrower money over the life of the loan.