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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs. If the me borrower consistently maxes out their credit limit and carries a high balance from month to month, they may end up paying more in interest and fees over time.

  For example, many online lenders do not require a minimum credit score or collateral. That makes it easier for people who might have trouble getting approved for other types of loans.

  Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. There are two main types of revolving credit lines: secured and unsecured.