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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This can result in the loans cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly. Lender also typically checks the me borrower's credit score and financial history before approving the loan, which can help to reduce the risk of default.

  The application process can be time-consuming and may require the me borrower to provide a significant amount of documentation. A secured revolving credit line is one that is secured by collateral, such as a car or a house.