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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes. Another benefit of online loans is that they often have more flexible eligibility requirements than traditional loans.

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  This can result in the saint cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly. And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).