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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks. This means that there may be fewer protections in place to ensure that consumers are treated fairly. This means that the payday borrower will pay less in interest over the life of the loan with a credit card cash advance.