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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  The interest rate on a bank loan is typically based on the in borrower's credit score and financial history. There are two main types of revolving credit lines: secured and unsecured.

  Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth.