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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This means that there may be fewer protections in place to ensure that consumers are treated fairly. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the payday interest rates on payday loans.

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