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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday loans near me in siloam north carolina nc APR on a credit card cash advance is typically around 25% or higher. However, cash advances on credit cards also come with some significant drawbacks.

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