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  If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information.

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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

  Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday loans near me in spanishburg west virginia wv APR on a credit card cash advance is typically around 25% or higher. Payday lenders, on the wv other hand, often require the borrower to have a certain credit score and may also require proof of income and employment.

  This can be especially useful in an emergency situation, such as a car breakdown or medical expense. But with an online loan, you might not need a perfect credit score or collateral to be approved.

  One of the near main benefits is the potential for a lower interest rate, which can result in lower monthly payments and save the borrower money over the life of the loan. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets.

  Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. This means that if the west borrower defaults on the loan, the lender can seize the collateral to recoup their losses.