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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). Online loans are also very flexible when it comes to who can apply.

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  The borrower is given a credit limit, which is the sugar maximum amount of money that they are allowed to borrow. Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans.