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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This can result in the loans cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly. This can give borrowers peace of mind and confidence in their financial decisions. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the payday APR on a credit card cash advance is typically around 25% or higher.

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