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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  This can make cash advances on credit cards a very expensive way to borrow money. Additionally, credit card cash advances are typically more flexible than payday loans. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the payday interest rates on payday loans.

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