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  We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

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  A lower interest rate can result in lower monthly payments and ultimately save the payday borrower money over the life of the loan. This can be done at an ATM, bank, or other location that offers cash advance services. Additionally, carrying a high balance can damage the payday borrower's credit score, as it can indicate that they are overextended and may have difficulty repaying their debts.

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